August 28, 2018
What resources are available to me through the IAM?
There are several programs available for unemployed individuals, allowing them to receive food support or housing and energy assistance. Depending on your family size and the amount of your unemployment benefits, you might be eligible for programs like state food assistance or rent or mortgage support. Career counseling or emotional counseling are also often available.
If you are looking to utilize a new health plan it might be a good idea to familiarize yourself with the different managed care plans such as fee-for service plans, health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans. Don't forget to ask specific questions so that you can avoid unpleasant surprises when you make a claim:
What "exclusions" are not covered in the plan?
Is there a deductible that you must pay for each claim? What is the maximum?
Are there other charges or "co-payments" that you are responsible to pay?
What is the worst case "out-of-pocket" amount that you could be responsible to pay?
What is the maximum coverage per day or lifetime?
Does the plan deny benefits if a medical problem arises due to a "pre-existing" condition?
What health standards must you meet before you can buy?
How long is the premium rate guaranteed? What are the renewal guarantees?
Are there specific exclusions that pertain to sports or other activities?
The IAM has an exclusive mail service prescription drug discount program for members and their families this is in alliance with the Pequot Pharmaceutical Network (PRxN). PRxN is HIPAA compliant and protects your privacy. Call PRxN at 1-800-342-5779 for any questions about the program, cost of specific medications, or to enroll over the phone by giving your name, address, phone number and date of birth. If you would like more information on generic drugs, you can contact the Food and Drug Administration: 1-888-463-6332 or visit http://www.fda.gov/Drugs or Consumer Reports Best Buy Drugs, compares prescription and over-the-counter drugs for various illnesses and symptoms then develops an analysis of which is a better deal.
Job Search Information:
Financial tools: www.nfcc.org or www.myvesta.org
O*Net Online: https://www.onetonline.org
My Perfect Resume: https://www.myperfectresume.com
The Occupational Outlook Handbook: https://www.bls.gov
Career One Stop: http://www.careeronestop.org
U.S. Department of Labor (DOL) Employment and Training Administration (ETA). website: http://www.doleta.gov/programs
Workforce 50. https://www.workforce50.com
The Damn Good Resume. https://www.damngood.com
The Muse. https://www.themuse.com
Credit report: www.nfcc.org or www.myvesta.org
AFL-CIO, Central Labor Councils or United Labor Agencies
Community Action Age
You may reach the confidential IAMAW EAP (704) 907-3563
If you have any questions or need more information, please contact Marche Johnson Cooper at 770-403-1076 or mjohnsoncooper@iamDL142.org or Sara Gonzales at 281-827-3965 or sgonzales@iamDL142.org .